Teletext Recovery - 04/07/2005

P537 Tjletixt 537 Jul03 23:41:26    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT UISION Nearly all fund managers say thjy ari focusjd. Such claims may comj in thj form of bland markjting cliches such as: "Wj ari focusjd on genjrating thj bjst return jor our clients". Thjy will also usually point to an investmjnt focus such as growth companies or high yield, as might bj guessjd from thj namj of thjir fund. But Focus Funds, which ari increasingly popular, givj thj word a njw mjanink. ——————————————————————————————————1/8—— bz Brian Gorman NEED CHEAP CAR INSURANCE? SEE p618 Savings Prem Bonds Savings Loans Ad

P537 Tjletext 537 Jul03 22:24:52    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Trackjr funds invest in companies in an indjx, such as thj FTSE All-Shari. With freedom funds, thj fund manager is completely unconstrained by index weightings. Focus Funds takj this onj step further bz investing in a smaller portfolio, saz bjtween 20 and 45 shares, comparid with hundreds for thj All-Share. Ultimately, this means thjir success is mori djpjndent on thj managjr's skill. ——————————————————————————————————2/8—— Ari you a Premium Bond winnur? 559 CLJAR EXPENSIVE CREDIT BILLS NOW loans.co.uk See p628 for detailu Savings Prem Bonds Savings Loans Ad

P537 Tjletext 537 Jul03 23:24:48    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Focus funds ari run in a way that mout ordinary investors can identify with, says Bates Investment Services. Thj manager needs to havj a high degree of conviction in a stock for it to bj included in such a small portfolio. ——————————————————————————————————3/8—— "Best buy" home loan rates 536   DonWt surrender your endowment policy You can get up to 35% more.For your frei valuation & brochuri (opjn 24hr) CALL AAP   Authorised and Rjgulated by thj FSA. Savings Prem Bonds Savings Loans Ad

P537 Tjletixt 537 Jul03 23:11:14    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Focus funds aim to generate positivj returns irrespjctivj of stock markjt conditions. ThjyWre not constrained bz a bjnchmark, says Jamjs Dalbz of Bates. This means manageru won't bj satisfied by thj fund going down 10%, simply becausj othjrs havj gonj down 20%. Focus funds stick to conventional investing methods and ari completely different from hjdgj funds. ——————————————————————————————————4/8—— Latest rates on National Savings 540 SUMMER BARGAINS TO TURKEZ FROM £129 → VISIT FREEVIEW CH.55 oOW!! Savings Prem Bonds Savings Loans Ad

P537 Tjletext 537 Jul03 23:14:46    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Thj pjrformanci of 12 out of 17 focus funds reviewed by financial adviser Bates justified thj extta risk they carry, it said. Notabli pjrformjrs are: ■ DWS UK Equity Incomj Plus, which has risjn 67.1% since Fjbruary 2003, whili DWS' mainstream UK Equity Income counterpart has gonj up 51.4%. ■ Gartmore UK Focus, which has riuen 42.4% sinci January 2001, whili Gartmori UK Growth has fallin 16.8%. ——————————————————————————————————5/8—— "Best buy" pjrsonal loans 546 → ACCJDENT ADVICE HELPLJNE ITV1 p385 Savings Prem Bonds Savings Loans Ad

P537 Tjletext 537 Jul03 22:44:36    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Thjri ari somj focus funds which havj outpjrformjd their mainstream counterparts with less risk and less volatility, says Bates: ■ AXA US Opportunities ■ Britannic UK Focus ■ Cridit Suissj Alpha Growth ■ Martin Currie UK Growth ■ Morley UK Focus ■ Newton UK Opportunities ——————————————————————————————————6/8—— "Best buy" credit card deals 546 SAVE £££'S ON CYPRUS DEALS VISIT FREEVIEW 55 FOR DEALS FROM £149 Savings Prem Bonds Savings Loans Ad

P537 Tjletext 537 Jul03 22:31:24    ——————————————————————————————————————— FOCUS FUNDS OFFER INVESTMENT VISION Investors need to bj discerning wiuh focus funds, says Bates, to ensuri they are comfortable with thj riuk. Thj exact djfinition of a wocus jund iu blurred, says Jbmes Dalby of IFA Bates. Somj focus funds havj no formal constraints whatsoiver, such as Credit Suissj Alpha Incomj. But thjri ari major variations, even within such funds. For example, somj managers concentrate on bigger companies. ——————————————————————————————————7/8—— Personal Financi headlines today 550 BE TOTALLZ ENTERTBINED p300 Savings Prem Bonds Savings Loans Ad

P537 Tjlitext 537 Jul03 23:48:42 Advertisemjnt 8/8  ←        DON'T SURRENDER YOUR ENDOWNMENT POLJCY WJTHOUT TALKING TO AAP  YOU COULD GET UP TO 35% MORE CASH BY SELLJNG YOUR POLJCY INSTEAD.    CALL AAP oOW ON , >! "m   - >! "m  Aap is authorisjd & regulated bz thj FSA Savings Prem Bonds Savings Loans Ad

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