Teletext Recovery - 26/07/2005

P537 Teletext 537 Jul26 16:21:02    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT Interest on many savings accounts has been cut this year as providers expect the key interest rate to fall. With analysts strongly believing the UK rate will finally drop next month to 4.5% from 4.75%, more savings providers, such as ING, are adjusting their rates downwards. While savers will get smaller returns, this does not mean all the affected accounts are no longer competitive. ——————————————————————————————————1/7—— by Dan Coatsworth NEED CHEAP CAR INSURANCE? SEE p618 Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:12:22    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT Many savings providers anticipated a drop in the Bank of England interest rate earlier this year. But instead of waiting for the BoE's decision to cut base rate, they went ahead and cut their own savings rates. ■ Birmingham Midshires cut its savings rates by up to 0.35% in May. ■ Sainsbury's Bank cut its savings rates by up to 0.75% in February. ——————————————————————————————————2/7—— Are you a Premium Bond winner? 539 CLEAR EXPENSIVE CREDIT BILLS NOW loans.co.uk See p628 for details Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:11:51    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT Accountant Ernst & Young is confident that the Bank of England base rate will finally fall on August 4, to 4.5%. Analysts believe this will prompt those providers who have yet to cut their own savings rates, to do so. ——————————————————————————————————3/7—— "Best buy" home loan rates 536   Don't surrender your endowment policy You can get up to 35% more.For your free valuation & brochure (open 24hr) CALL AAP   Authorised and Regulated by the FSA. Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:24:51    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT ING Direct's savings account has often been rated as a "best buy" by experts. But ING has come under fire for cutting its rate to 4.75% from 5%, before the decision has been made by the Bank of England to cut UK interest rates. Independent financial adviser Chase de Vere says ING's reduction is not a surprise. "It could never sustain such headline-grabbing rates, as it was just a way of getting known in the UK." ——————————————————————————————————4/7—— Latest rates on National Savings 540 SUMMER BARGAINS TO TURKEY FROM £129 VISIT FREEVIEW CH.55 NOW!! Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:22:24    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT ING Direct is to cut the interest paid on its savings account, but financial adviser Chase de Vere says once the Bank of England base rate falls, nearly all savings providers will follow suit. ■ "ING's decision to cut its interest rate doesnWt mean the account is no longer competitive," says Sue Hannums of Chase de Vere. "At 4.75%, it is still better than most of the high street banks' savings." ——————————————————————————————————5/7—— "Best buy" personal loans 546 ACCIDENT ADVICE HELPLINE ITV1 p385 Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:11:11    ——————————————————————————————————————— SAVERS BRACED FOR INTEREST RATE CUT ING Direct customers who are upset at the bank's decision to chop its savings interest rate could consider providers that are more consistent with rates, says adviser Chase de Vere. Accounts that have not fallen more than 0.5% below the Bank of England interest rate in the last three years include: ■ Nationwide e-saver: currently 5% ■ Halifax web saver: currently 4.9% ■ Intelligent Finance: currently 4.75% ——————————————————————————————————6/7—— "Best buy" credit card deals 546 SAVE £££'S ON CYPRUS DEALS VISIT FREEVIEW 55 FOR DEALS FROM £149 Savings Prem Bonds Kids' cash Loans Ad

P537 Teletext 537 Jul26 16:10:17 Advertisement          DON'T SURRENDER YOUR ENDOWNMENT POLICY WITHOUT TALKING TO AAP  YOU COULD GET UP TO 35% MORE CASH BY SELLJNG YOUR POLICY INSTEAD.    CALL AAP NOW ON        Aap is authorised & regulated by the FSA Savings Prem Bonds Kids' cash Loans Ad

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