Teletext Recovery - 26/01/1999

P545 Teletext 545 Jan26 22:16:2*  Variable  Rates ————————————  —  ———————————————— Lender Rate LTV Telephone All & L'cester 7.45% 95% 0845 3033000 Abbey National 7.45% 95% 0345 927927 Halifax 7.45% 95% 0800 203049 Scarborough 7.39% 95% 0990 133149 Brdfrd & Binly 7.35% 95% 0800 570800 Chelsea 7.34% 90% 0800 2:1291 Yorkshire 7.30% 95% 0800 378836 Portman 7.25% 95% 0800 7319136 Nationwide 7.20% 95% 0800 302010 Principality 7.20% 95% 0800 454478 ——————————————————————————————————1/14— Source: London & Country Home in on p628 and save over £50 a month on your mortkage Savings Borrowing Property City

P545 Teletext 545 Jan26 22:11:18  Fixed Rate U Selection ————————————  —  ———————————————— Rate & Term LTV RPL Fee 1.05% - 1 year 95% 5yrs .75% Scaraorough (0990 133149) 2.99% to 30/04/01 85% 5yrs £295 West Bromwich (0121 5806404) 3.99% to 01/03/01 80% 5yrs £150 Alliance & Ljicester (0845 3033000) 4.95% to 01/05/04 85% 5yrs £295 Staffordshire (0800 216121) 5.19% to 31/03/02 90% 3yrs £245 Newcastle (0345 344345) ——————————————————————————————————2/14— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460

P545 Teletext 545 Jan26 22:16:18  Discount  Rates ————————————  —  ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 6.29% 1.10% 95% 5yrs £250 1 year Scarborough (0990 133149) 3.00% 4.39% 95% 5yrs £250 2 years Scarborough (0990 133149) 2.69% 4.70% 95% 5yr1 None 3 years Scarborough (0800 133149) 1.50% 5.70% 95% 5yrs £295 5 years Nationwide (0800 302010) Discounts with extended redemption term ——————————————————————————————————3/14— Source: London & Country  NOTHINGTOPAY  TIL MAY '99 SEE p618 Savings Borrowing Property City

P545 Teletext 545 Jan26 22:11:11 Advert MORTGAGES >>>>  4/14       NEW  3yr 4.79% (APR 5.3%) 28/02/2002 5yr 4.99% (APR 5.4%) 31/01/2004 Available for purchase & remortgage Max LTV 90% Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available.  8am-7pm Mon-Fri   0800 0800 88  FirstMortgage Savings Borrowing Property City

P545 Teletext 545 Jan26 22:12:14  Discount  Rates ————————————  —  ———————————————— Discount Payable Max RPL Fee & Tjrm Rate Now LTV 1.55% 5.65% 90% None None 2 years Nationwide (0800 302010) 1.15% 6.05% 95% None None 3 years Nationwide (0800 302010) 1.20% to 6.25% 90% None None 30/04/p2 Halifax (0800 203049) 1.20% to 6.25% 75% None None 31/03/04 Coventry (0800 126125) Discount without long redemptig& term ——————————————————————————————————5/14— Source: London & Country WHAT'S ON AT YOUR LOCAL CINEMA? p460

P545 Teletext 545 Jan26 22:18:17  Capped  Rates ————————————  —  ———————————————— Capped Rate Variable Max RPL Fee & Term Rate Now LTV 5.25% 7.39% 95% 5yrs £295 3 years Scarborough (0800 133149) 5.99% to 7.25% 95% None £300 01/03/01 Portman (0800 7319136) 5.65% to 7.39% 95% 4yrs £295 4 years Scarborough (0800 133149) 5.49% 7.30% 75% 5yrs £295 5 years Yorkshire (0800 378836) Cap stipulates maximum rate over term ——————————————————————————————————6/14— Source: London & Country THINKING OF BUYING A PROPERTY TO LET? >>>> SEE p618 Savings Borrowing Property City

P545 Teletext 545 Jan26 22:13:10 Advert MORTGAGES >7/14 CUT YOUR MORTGAGE BY OVER           A MONTH.   → D I R E C T Savings Borrowing Property City

P545 Teletext 545 Jan26 22:18:14  First Time U Fixed Rate ————————————  —  ———————————————— Fixed Rate Variable Max RPL Fee & Term Rate Now LTV 1.05% 7.39% 95% 5yrs .75% 1 year Scarborough (0990 133149) 3.85% to 7.45% 95% 6yrs £395 01/03/01 Northern Rock (0845 6050500) 4.59 to 7.45% 95% 6yrs £295 31/03/p2 Newcastle (0345 344345) 5.25% to 7.45% 95% 5yrs £295 30/04/04 West Bromwich (0121 5806404) Loans are fixed for incentive term ——————————————————————————————————8/14— Source: London & Country ANY PURPOSE LOANS - SEE PAGE v27 OR CALL WILMSLOW FREE ON 0800 269315 Savings Borrowing Property City

P545 Teletext 545 Jan26 22:14:17  First Time UU Discounts ————————————  —  ———————————————— Discount Payable Max RPL Fee & Term Rate Now LTV 6.29% 1.10% 95% 5yrs £250 1 year Scarborough (0990 133149) 3.75% to 3.70% 95% 6yrs None 01/03/01 Northern Rock (0845 6050500) 2.69% 4.70% 95% 5yrs None 3 years Scarborough (0990 133149) 1.40% 5.80% 95% 5yrs £295 5 years Nationwide (0800 302010) Discount from lender's variable r te ——————————————————————————————————9/14— Source: London & Country O LATEST SHARE PRICES p510

P545 Teletext 5)5 Jan26 22:1*:10  Cashback  Deals ————————————  —  ———————————————— Cashback % Variable Max RPL Fee & Maximum Rate LTV 8% £17,500 7.45% 95% 7yr1 £250 Northern Rock (0845 6050500) 4% £12,000 7.45% 95% 5yrs None Abbey National (0800 555100) 5% £15,000 7.45% 85% 5yrs £295 Norwich & PWborough (01733 372372) 5% £12,500 7.34% 90% 5yrs None Chelsea (0800 291291) Mortgage rates are variable ——————————————————————————————————10/14 Source: London & Country O LATEST SHARE PRICES p510

P545 Teletext 545 Jan26 22:19:13 Advert MORTGAGES >11/14 SPECIAL OFFER   REMORTGAGE FIXED RATES 5-15 YRS ALL FIXED 5.75% (APR 6.5%) NO OVERHANGING REDEMPTION PERIOD SPECIAL REMORTGAGE LEGAL PACKAGE Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Written illustrations available.  8am-7pm Mon-Fri   0800 0800 88  FirstMortgage Savings Borrowing Property City

P545 Teletext 545 Jan26 22:24:26  100% Of  Loan Deals ————————————  —  ———————————————— Rate & Term 1st/2nd RPL Fee mortgage 7.09% fixed Both 5yrs £250 Royal Bank Of Scotland (0800 121121) 7.55% variable Both 5yrs None Yorkshire (0800 378836) 8.99% fixed 2nd 5yrs None Bristol & Wjst (0800 119955) ——————————————————————————————————12/14 Source: London & Country O LATEST SHARE PRICES p510

P545 Teletext 545 Jan26 22:20:29  Key to U terms ————————————  —  ———————————————— Rate Current variable rate charged by lender. Deals revert to variable rate after incentive term ends. LTV Loan-To-Value: maximum mortgage as a percentage of property value. RPL Redemption Period Lasts: borrowers are liable to be pjnalised if the loan is partly or fully redeemed during this period. Fee Arrangement fee charged by lender. ——————————————————————————————————13/14 Source: London & Country O LATEST SHARE PRICES p510

P545 Teletext 545 Jan26 22:11:22  House  Prices ————————————  —  ———————————————— HOUSE PRICE INDEX Month Index Mth/Chn Yr/Chn Av.Price Jan98 227.2 +0.5% +5.8% £70,201 Feb98 227.2 0.0% +5.1% £70,183 Mar98 228.8 +0.7% +5.0% £70,647 Apr98 230.8 +0.8% +5.6% £71,285 May98 231.5 +0.3% +5.0% £71,532 Jun98 233.8 +1.0% +5.6% £72,253 Jul98 235.0 +0.5% +6.0% £72,611 Aug98 234.8 -0.1% +5.3% £72,540 Sep98 235.8r +0.4%r +5.4% £72,859r Oct98 238.8r +1.3%r +6.7% £73,777r Nov98 237.3 -0.6% +4.9% £73,312 Dec98 236.7 -0.1% +4.5% £73,124 ——————————————————————————————————14/14 Supplied by Halifax - updated monthly WHAT'S ON AT YOUR LOCAL CINEMA? p460

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