Teletext Recovery - 30/08/2003

P533 Teletext 533 Aug30 21:21:02    ————————————  —————————————————————— RESEARCH SHOWS A NATION OF SAVERS It is often said we're a nation of borrowers, but more than two thirds of people have money saved in a bank or building society. According to a survey for Halifax, 67% people have cash tucked away in an account, with men (72%) more likely to save than women (62%). The older generation have a higher propensity to save. Less than 60% of the 18-44 age group have cash saved. ——————————————————————————————————1/8—— Are you a Premium Bond winner? 539 HALIFAX: LOANS FOR HOME OWNERS FOR MORE INFORMATION SEE p662 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:17:22    ————————————  —————————————————————— AUGUST PUTS HEAT IN HOUSE PRICES The housing market remained hot in a month marked by record temperatures, reports the Nationwide. Its house price index for August, which is usually slow for sales, shows a 1.1% rise against 1% in July, although the annual change fell from 17.9% to 16.6%. The average price rose to £129,258. Nationwide now expects growth of 13% for the full year, against an initial estimate of 10% at the start of 2003. ——————————————————————————————————2/8—— High street savings "best buys" 538 For a new Extra packed Current Account from Halifax see ITV1 p354 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:11:28    ————————————  —————————————————————— WITH-PROFITS PLANS 'ON THE SKIDS' With-profits savings policies, which are often used to save for a pension or pay off a mortgage, are in terminal decline, according to a report. Bad publicity following bonus cuts has irrevocably trampled confidence in the savings plans, says Datamonitor. But it says the misery of policyholders had been exaggerated and policies had performed well compared with other share investments. ——————————————————————————————————3/8—— Latest rates on National Savings 540 Seeking Soulmate? see ITV1 p390 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:11:11    ————————————  —————————————————————— RECORD BORROWING ON CREDIT CARDS During July consumers borrowed a record £7.42m on their credit cards, British Bankers' Association data shows, and now owe £26.59bm on their plastic. After repayments, outstanding debt on plastic increased by £396m, well up on June's subdued £199m rise, but below May's £516m increase. Other unsecured lending increased by only £335m, compared with June's £630m, after repayments. ——————————————————————————————————4/8—— Are you a Premium Bond winner? 539 Get Up Close & Personal - ITV1 p390 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:12:41    ————————————  —————————————————————— INVES,ORS 'LESS CONFIDENT' OF SHARES Investor confidence has fallen slightly during the past month, but two in three people still expect the FTSE 100 index to retain its recent gains. Around 30% of private investors think the FTSE will fall, compared with just 24% in July, according to research b9 JPMorgan Fleming Asset Management. One in three people expect the stock market to continue increasing, against 40% last month, said the fund manager. ——————————————————————————————————5/8—— Are you a Premium Bond winner? 539 Get Up Close & Personal - ITV1 p390 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:12:44    ————————————  —————————————————————— FORTYSOMETHINGS 'DESPERATE' TO RETIRE More than a third of people aged 40 say they want to retire sooner rather than later, research reveals. Four out of 10 forty-somethings are now actively working out ways of quitting the rat race early, with many keen to retire to the sun, according to The One Account. The mortgage provider says more than one in five of its customers are ahead of their mortgage payments. ——————————————————————————————————6/8—— High street savings "best buys" 538 NOW IT'S EVEN EASIER TO FIND LOVE: TELETEXT DATING ITV1 p390 Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:16:14    ————————————  —————————————————————— WORKING MUMS 'LEFT WITH £56 A MONTH' Britain's 2.3m working mothers have less than 10% of their pay left after paying for childcare and home help. The average working mother brings home £864 a month, but after costs from childcare (£262) to after-school clubs (£73) and cleaners (£75) end up with just £56. Four out of 10 mothers work full time and nine out of 10 mothers say they never spend anything on themselves. ——————————————————————————————————7/8—— Personal Finance headlines today 531 BUSINESS BRIEFING ON OUR WEBSITE www.teletext.co.uk/finance Products Mortgage Save&invest Racing

P533 Teletext 533 Aug30 21:37:00 Advert Money >>>> 8/8        With great rates & a Mortgage Promise in 15 minutes... it's no wonder more people choose Halifax for their mortgage. Call into any branch,ring or visit www.halifax.co.uk/mortgages   QUOTE REF   TM0001 Calls may be monitored/recorded. Age18+. Subject to status/security/ conditions. Right of set off reserved Details & written quotations avail- able on request YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT Products Mortgage Save&invest Racing

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