Teletext Recovery - 26/07/2005

P535 Teletext 535 Jul26 16:22:12   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS Scottish and Welsh towns have taken over as the new UK property hotspots, with Irvine in Strathclyde seeing a 44% rise in house prices in the past year. The Halifax's second quarter survey of regional house prices finds the 10 towns recording the biggest increases are all outside southern England. Port Talbot (43%), Motherwell (41%), Glenrothes (39%) and Blackwood in Gwent (38%) complete the Top Five risers. ——————————————————————————————————1/7—— by Graham Buck New and Used car bargains See p700 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:22:26   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS House price performance over the past year shows a North-South divide, with subdued or falling prices in Southern England, reports the Halifax. The gap between London prices and the rest of the UK is at its smallest since the fourth quarter of 1997. An average London property was £238,950 between April and June - 2.5% down on a year ago. But nationally, a 3.7% rise took the average UK home to £162,850. ——————————————————————————————————2/7—— Are you a Premium Bond winner? 539 GET ENDOWMENT COMPENSATION p616 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:11:53   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS ——————————————————————————————————3/7—— Despite recent easing, the North-South house price divide remains greater than it was 10 years ago. The average London home is 1.47 times the national average, against 1.26 in 1995 and a peak of 1.87 in autumn 2001. "Best buy" home loan rates 536    Advice on solving your debts. Free and completely confidential. CALL  M-F 8-8 NOW  SAT 9-5 www.getoutofdebt.tv SEE ITV1 p364 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:07:32   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS A comparison of counties also shows big variations in house price changes over the past year. the Halifax reports: ■ At 31% County Fermanagh, Northern Ireland has the biggest rise. Next come Scotland's Highlands, up by 27% and Dumfries & Galloway at 22%; ■ South East county Oxfordshire has fallen 2% by contrast. Neighbouring Buckinghamshire, Hertfordshire and Surrey have all dipped by 1%. ——————————————————————————————————4/7—— Latest rates on National Savings 540 HAD AN ACCIDENT IN THE LAST 3 YEARS? SEE ITV1 p385 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:08:42   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS Halifax chief economist Martin Ellis says UK areas where house prices have been lowest, such as Scotland and Wales have seen the biggest annual rises. Their major recent gains reflect the fact that property has remained more affordable in these places. Southern England has been subdued in the past year. But over 10 years, London shows a jump of 207%, the South West 202% and the South East 180%. ——————————————————————————————————5/7—— "Best buy" personal loans 546 NEED CHEAP CAR INSURANCE? SEE p618 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:17:28   & MORTGAGES  ——————————————————————————————————————— PROPERTY HOTSPOT HEADS TO HIGHLANDS House price growth eased to an annual rate of only 3.7% between April and June this year, while annual earnings were 4.6% higher than a year ago. The Halifax reports this is the first time hour price growth has lagged behind pay deals since early 2001. It expects thj trend could continue in the second half of 2005, with the house price to earnings ratio easing from its current 5.5 to help first-time buyers. ——————————————————————————————————6/7—— "Best buy" credit card deals 546 WANNA FLIRT? CHAT ON TV BY TEXT! SEE ITV1 p369 Mortgages Save Kids' cash Loans Ad

P535 Teletext 535 Jul26 16:11:34 Advertisement Mortgages >>> 7/7           A GREAT RANGE OF SPECIAL RATES   We may monitor and record calls YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Halifax plc.Registered Office:Trinity Road,Halifax,West Yorkshire HX1 2RG. Registered in England No.2367076. Compliance No.5/00189.1 Mortgages Save Kids' cash Loans Ad

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