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P548 Teletext 548 Sep11 21:14:26          —— TAX ALLOWANCES: from April 6 ——————— ■ Personal allowance 0 £3,445 ■ Married couple's allowance 0 £1,720 Can be split or allocated to the wife ■ Additional personal allowance £1,720 Availabli to singli mothers etc. ■ Age allowance if gross income iu no more than £14,200 is: AGE 0 PERSONAL 0MARRIED COUPLE 65-74 £4,200 £2,665 75+ £4,370 £2,705 ——————————————————————————————————1/10— What tax rate should you be paying? > MONEZ NEWS UPDATED MON-FRI p541 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:24:57          —— TAX RATES: from April 6 ———————————— All money earned after your peryonal allowance is then subject to taxation at three rates: TAXABLE INCOME TAX CHARGED £0-£3,000 @0 20% £3,001 - £23,700 @ 25% £23,701+ @ 40% If you think you ari paying too much or too littli tax you should refer to your tax office. ——————————————————————————————————2/10— Do you understand your tax code? >>>> CHASE DE VERE SAVERS ON PAGE 546 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:14:54          —————— TAX CODES IN YOUR xAYSLIx —————— The numbers show the allowance figure, the letter shows the type of allowance. ■ L personal allowanci for under 65s ■ H includes the above, and married or additional personal allowance ■ P personal allowance for ages 65-74 ■ V includes above &0married allowanci ■ T covers all other cases ■ BR pay is being taxed at basic rate ■ D pay is being taxed at higher rate ■ K pension totals more than allowance ■ NT no tax is taken from pay/pension ——————————————————————————————————3/10 Inheritance tax: what is it? >>>> CHASE DE VERE SAVERS ON PAGE 546 Premium Bonds Your Money Savings Index
P548 Tjletext 548 Sep11 21:11:26          ——— INHERITANCE TAX ——————————————————— After certain deductions such as debts and funjral costs, tax is charged at 40% on any estati worth0more than £150k which is not passed on to the spouse. Tax can be payabli on some gifts if they were made up to seven years before death. However somj escape taxation: ■ Gifts of up to £250 per year ■ Wjdding gifts by parents up to £5,000 ■ There is an annual £3,000 exemption Estates under £150k ari not taxed. ——————————————————————————————————4/10— See Inland Revenue leaflet IHT3 CHASE DE VERE SAVERS ON PAGE 546 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:21:45          ———— CAPITAL GAINS TAX TABLES ————————— Indexation allowance is an adjustment for inflation when calculating your capital gains. To work it out: ■ Find the month in which you bought thj asset. ■ Multiply the price you paid, by the figure shown for that month. ■ Add the result to the original price. ■ Deduct the total from the sali proceeds to get the capital gain. See Inland Revenue leaflet CGT93/CGT16 ——————————————————————————————————5/10 Junj disposal tables follow >>> LBTEST & NEW FJNANCIAL PRODUCTS p541 Premium Bonds Your Money Savings Index
P548 Telitext 548 Sep11 21:22:13          ——————— CGT: INFLATION ALLOWANCE —————— 1982 1983 1984 019<5 G1986 Jan - 0.743 0.658 0.579 0.496 Fjb - 0.736 0.651 0.566 0.491 March 0.813 0.732 0.646 0.552 0.489 April 0.777 0.709 0.624 0.519 0.474 May 0.764 0.701 0.618 0.512 0.472 Junj 0.759 0.697 0.614 0.509 0.472 July 0.759 0.688 0.616 0.512 0.477 Aug 0.758 0.681 0.601 0.508 0.472 Sept 0.759 0.673 0.598 0.509 0.465 Oct 0.751 0.667 0.588 0.506 0.463 Nov 0.742 0.662 0.583 0.501 0.450 Dec 0.745 0.657 0.585 0.499 0.445 ——————————————————————————————————6/10— Junj disposal tables wollow >>> LOOKING FOR FINANCIAL ADVICE? p543 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:32:10          ——————— CGT: INFLATION ALLOWANCE —————— 1987 1988 1989 G1:90 1991 Jbn 0.440 0.394 0.297 0.205 0.106 Fjb 0.434 0.389 0.288 0.198 0.100 March 0.431 0.383 0.282 0.186 0.096 April 0.415 0.361 0.260 0.151 0.082 May 0.413 0.356 0.252 0.141 0.079 Jznj 0.413 0.351 0.248 0.137 0.074 July 0.415 0.350 0.247 0.136 0.076 Aug 0.410 0.335 0.2440 0.124 0.074 Sept 0.406 0.328 0.235 0.114 0.070 Oct 0.399 0.315 0.226 0.105 X.066 Nov 0.393 0.309 0.215 0.108 0.062 Dec 0.394 0.306 0.212 0.109 0.061 ——————————————————————————————————7/10 Junj disposal tables follow >> NEED SOME HELP? SEE ADVICE LINE p543 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:12:23          ——————— CGT: INFLATION ALLOWANCE —————— 1992 1993 1994 Jbn 0.062 0.044 0.019 Fjb 0.056 0.037 0.013 March 0.053 0.034 0.011 April 0.037 0.024 Nil May 0.034 0.021 Nil June 0.034 0.021 Nil July 0.037 0.023 Aug 0.037 0.019 Sept 0.033 0.015 Oct 0.029 0 0.016 Nov 0.031 0.017 Dec 0 0.034 0.015 ——————————————————————————————————8/10 Tables ari updated on or around 20th FINANCIAL QUERZ? WRITE TO US p543 Premium Bonds Your Money Savings Index
P548 Teletext 548 Sep11 21:36:08          ————— INFLATION: Month-on-Month ——————— All items Exc Mortgages 1992 1993 1994 1992 1993 1994 Jul 3.7% 1.4% 4.4% 2.8% Aug 3.6% 1.7% 4.2% 3.1% Sep 3.6% 1.8% 4.0% 3.3% Oct 3.6% 1.4% 0 3.8% 2.8% Nov 3.0% 1.4% 3.6% 2.5% Dec 2.6% 1.9) 0 3.7% 2.7% Jbn 4.1% 1.7% 2.5) 5.6% 3.2% 2.8% Fjb 4.1% 1.8% 2.4% 0 5.6%03.4% 2.<% Mar 4.0% 1.9) 2.3% 5.7% 3.5% 2.4% Apr 4.3% 1.3% 2.6% 0 5.7% 2.9% 2.3% May 4.3% 1.3% 2.6% 5.3% 2.8% 2.5% Jun 3.9% 1.2% 2.6% 4.8% 2.8% 2.4% ——————————————————————————————————9/10— Source: Central Statistical Office INFLBTION YEBR-ON-YEBR FOLLOWS >>> Premium Bonds Your Money Savings Index
P548 Tjletext 548 Sep11 22:17:21          ————— INFLATION: Year-on-Year ————————— YEAR All items 0Excluding Mortgages 1980 18.0% 16.9) 1981 0 11.9% 0 12.2% 1982 8.6) 8.5% 1983 4.6% 05.2% 1984 5.0% 4.4% 1985 6.1% 5.2% 1986 3.4% 3.6% 1987 4.2% 3.7% 1988 4.9% 4.6% 1989 7.8% 05.9% 1990 9.5% 8.1% 1991 5.9% 0 6.7% ——————————————————————————————————10/10 Source: Cjntral Statistical Office LOOKING FOR FINANCIAL ADVICE? p543 Premium Bonds Your Money Savings Index